Tag Archives: Microfianance

DIY Creations

Despite the dire situation in Afghanistan, good things are happening, and T-O-I is happy to be part of it. The goal of DIY Creations is to empower women by providing them with skills, a job, and a salary, which can all lead to startup businesses.  During the Taliban era girls were not allowed an education and as a result today most women over the age of 30 in Afghanistan have no education, no experience, and no skills to be able to provide an income for their families. T-O-I believes that DIY creations can help women of Afghanistan to believe in themselves, to embrace individuality, and to inspire confidence that they will pass to their children.  T-O-M, T-O-I’s Afghan affiliate, is happy to welcome nine women, widows and orphan girls, who have joined the DIY Creations program since it began in November 2015.

How DIY Creations is already making a difference.

Momubah is an Afghan woman with a disabled husband and 5 children. Momubah and her family had only 20Afs/$.30USD to their name. Momubah and her daughter had made dough for bread and gave that last 20Afs to a baker to bake the bread for them. She had no idea where the next money would come from as she had already borrowed a lot of money from her family and they had no more to give. That same day Momubah received a call from TOM inviting her to be a program participant for DIY Creations. Momubah entered the program the next day and starting making beaded necklace ID holders, and on her first day took home 400Afs/$6.02USD for her work. Over the course of her first week in DIY Creations, she made over 1,900Afs/$28.61USD.  Momubah has become a regular program participant for DIY Creations and her family is now able to eat, purchase fuel for heat, and help pay for her daughter’s university education.

To show support for Momubah and women like her you can purchase these handmade items or make a donation to the DIY Creations program.

Request info about items through email: hello@t-o-i.org

DIY Creations-Afghanistan

Grand opening of new branch of T-O-M

Today, 1st of September 2015, more afghan people got an opportunity to improve their lives, because today T-O-M in Afghanistan has opened new branch.  The new branch opened its doors and welcomed all afghan people who are interested in developing their businesses.  T-O-M serves businesses and individual entrepreneurs by offering business investment services to help them develop their businesses.

Today governmental officials, district leaders and representatives of local and international NGOs came to the opening of the new branch. There were speeches given by the CEO of T-O-M and guests, such as the Executive Director of AMA, Najib Samim, wishing success to the new office.

The new microfinance product “musharaka” was also presented today during the opening. According to the Executive Director of AMA, T-O-M is a first company to offer the musharaka product to afghan businesses and the first company who will put it into practice.  According to the practices of other countries, musharaka is the most suitable for the economy of developing countries such as Afghanistan. T-O-M’s musharaka product conditions and requirements are based according to the Sharia law. All T-O-M business development officers are trained on the new product and have already provided services to clients.

T-O-M, as a part of T-O-I, has social performance and social responsibly at the core of its mission. Subsequently, the T-O-M Social Performance Manager introduced guests to the Social Performance and Social Responsibility programs being implemented by T-O-M. Currently a Transition Home for orphan boys, Job placement services for widows and orphans, handicraft design business development, and disaster relief programs are being targeted in Kabul.

At the end of the event there were fresh pastries served and guests were given souvenirs to remember the event.

We are grateful to be able to help and serve more people in Afghanistan. We believe that everyone has a right to opportunities that improve their lives and each person can help someone to Improve his/her life.